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E2 Insurance — Connected Risk Prevention

Prevent water damage before it becomes a major claim.

E2 Insurance helps insurers detect water leaks early, alert the right people instantly and reduce the impact of water-damage incidents.

From claims management to active risk prevention.

Designed for insurers, assistance operators and modern home insurance products.

Water damage becomes expensive when nobody knows it is happening.

A small leak can remain unnoticed for hours or days. By the time the policyholder discovers it, the damage may already involve floors, walls, furniture, neighbouring properties and significant remediation costs.

Traditional insurance starts when the claim is reported.

E2 Insurance starts when the incident begins.

The most expensive leak is the one nobody knows about.

Time changes the outcome.

Without early detection

  1. 1

    Leak starts

  2. 2

    Leak remains unnoticed

  3. 3

    Water damage spreads

  4. 4

    Customer discovers damage

  5. 5

    Claim is reported

  6. 6

    Remediation begins

Hours or days can pass before anyone reacts.

With E2 Insurance

  1. 1

    Leak starts

  2. 2

    Water detected

  3. 3

    Customer alerted

  4. 4

    Incident acknowledged

  5. 5

    Action taken

  6. Damage potentially limited

Minutes between detection and action.

E2 turns time into a risk-reduction tool.

Detect earlier. React faster. Reduce damage.

Step 1

Detect

Water is identified as soon as an incident occurs.

Step 2

Alert

The right people are notified automatically.

Step 3

React

The policyholder, assistance provider or maintenance team can intervene quickly.

Step 4

Document

Every incident and action can be recorded for operational follow-up and analysis.

DetectAlertReactDocument

Measurable prevention

Measure prevention through response time.

TTD

Time to Detect

How quickly the incident is identified.

TTA

Time to Acknowledge

How quickly someone confirms the alert.

TTR

Time to Resolve

How quickly the situation is brought under control.

Prevention becomes measurable when every incident has a timeline.

Turn prevention into measurable insurance value.

Reduce claim severity

Earlier detection can limit the extent of damage before intervention.

Reduce response time

Alerts are generated automatically instead of relying on someone eventually discovering the problem.

Improve customer experience

The insurer helps customers prevent damage instead of only compensating them afterwards.

Create actionable risk data

Generate structured information about incidents, response times and prevention performance.

Strengthen customer retention

Risk-prevention services can become a tangible benefit attached to home insurance products.

Differentiate insurance products

Offer customers a proactive service beyond traditional insurance coverage and pricing.

From incident to resolution, every second is visible.

Every incident creates a complete, time-stamped audit trail — from first detection to final resolution.

Water detected — Kitchen

Incident #2481 · Sample event

Resolved
02:14

Water detected under kitchen sink

02:15

Customer notified

02:17

Customer acknowledged alert

02:21

Assistance contacted

02:29

Action started

02:46

Incident resolved

Time to acknowledge

3 min

Time to resolution

32 min

Conceptual example for illustration — not real operational statistics.

Protection without complexity.

E2 Insurance is designed to operate automatically in the background. The policyholder does not need to understand or monitor technical infrastructure.

When something happens, the customer receives a simple, actionable alert.

E2 Home

Simple protection for the policyholder.

  • Property protection status
  • Active alerts
  • Location of detected incidents
  • Push notifications
  • Incident acknowledgement
  • Simple instructions
  • Incident history
  • Contact assistance
  • Confirmation when the incident is resolved

The app exists for one reason: help the customer act quickly when something happens.

For the insurer

One view across the insured portfolio.

The E2 Insurance Control Center gives operational teams real-time visibility into every protected property and every active incident.

All figures shown are conceptual UI examples, not real operational data.

Turn incidents into portfolio intelligence.

E2 Insurance can help insurers understand prevention performance across their portfolio — not just resolve individual incidents.

Number of protected properties

Number of detected incidents

Incident frequency

Average acknowledgement time

Average resolution time

Recurring incidents

Locations with repeated events

Unresolved alerts

Protection availability

Prevention performance over time

Individual alerts solve incidents. Portfolio intelligence helps insurers improve prevention strategy.

Connect assistance directly to the incident.

E2 Assist can provide assistance operators or service providers with a focused view of incidents requiring intervention.

Insurers choose their own operational model — E2 does not require insurers to use E2 Assist.

E2 Assist — possible functions

  • Assigned incidents
  • Property information
  • Incident location
  • Detection time
  • Customer status
  • Actions required
  • Intervention acknowledgement
  • Incident closure
  • Notes

One prevention platform. Three operational experiences.

E2 Home

For the policyholder

E2 Insurance Control Center

For the insurer

E2 Assist

For assistance and intervention partners

E2 connects detection, customer response, insurance operations and assistance into one measurable incident workflow.

Workflow

From detection to resolution.

Water detected
Customer notified
Customer acknowledges
Assistance notified if required
Action taken
Incident resolved
Event recorded

E2 Insurance can adapt notification and escalation rules to each insurer's operating model.

Your insurance workflow. Your rules.

E2 does not force insurers into a specific operating model. An incident can trigger different workflows.

Customer-first

Alert the policyholder immediately and escalate only if there is no response.

Assistance-first

Notify an assistance centre at the same time as the customer.

Service-provider escalation

Send selected incidents to an approved intervention partner.

Insurer-controlled

Route incidents through the insurer's own operational environment.

E2 adapts to the insurer — not the other way around.

Make prevention part of the insurance product.

Model 1

Included protection

Offer E2 Insurance as part of selected home insurance policies.

Model 2

Premium protection

Offer it as an additional prevention service.

Model 3

High-risk properties

Deploy protection where the potential severity of water damage is particularly high.

Model 4

Portfolio prevention

Use E2 Insurance across selected customer segments to reduce overall exposure.

Model 5

White-label service

Deliver the service under the insurer's own brand.

Explore the potential economics of prevention.

Enter your own portfolio assumptions to model an illustrative scenario. No E2 assumptions are pre-loaded as facts.

Your assumptions

Your own assumption — not an E2 performance claim.

Illustrative scenario based on your inputs

Estimated annual water-damage claims

200

Estimated annual water-damage exposure

€600,000

Potential avoided loss based on your assumptions

€60,000

This calculator is provided for scenario modelling only. Results are based entirely on user-entered assumptions and do not represent guaranteed savings or E2 performance claims.

The equation is simple.

How much damage can be avoided by detecting an incident earlier?

For an insurer, even a relatively small reduction in average claim severity can create significant value when applied across a large insured portfolio.

E2 Insurance is designed to make prevention measurable.

Built for trusted insurance operations.

Secure access

Role-based access to operational information.

Incident traceability

Events and operational actions can be recorded throughout the incident lifecycle.

Data protection

Designed with data protection and controlled access in mind.

Configurable data retention

Retention policies can be configured according to operational and regulatory requirements.

Operational visibility

Insurers can monitor service and protection availability.

Adaptability

Technology should adapt to insurance — not the other way around.

E2 Insurance can operate as an independent prevention service or integrate with existing insurance and assistance environments.

Customer notification rulesAssistance processesEscalation proceduresClaims workflowsInsurer brandingPortfolio segmentationOperational reportingIntegration with existing systems

Your brand. Your customer relationship.

E2 Insurance can support a white-label deployment model: the insurer can offer the prevention service under its own brand while E2 provides the underlying prevention infrastructure.

Configurable elements

  • Branding
  • Customer communication
  • Notification workflows
  • Assistance processes
  • Operational interfaces

Water leak detection for insurance — common questions.

Insurance should not only pay for damage.

It should help prevent it.

E2 Insurance

Connected risk prevention for modern insurers.

Let's talk about insurance prevention.

Interested in exploring how connected prevention could support your insurance portfolio? Let's discuss it.

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