E2 Insurance — Connected Risk Prevention
Prevent water damage before it becomes a major claim.
E2 Insurance helps insurers detect water leaks early, alert the right people instantly and reduce the impact of water-damage incidents.
From claims management to active risk prevention.
Designed for insurers, assistance operators and modern home insurance products.
The problem
Water damage becomes expensive when nobody knows it is happening.
A small leak can remain unnoticed for hours or days. By the time the policyholder discovers it, the damage may already involve floors, walls, furniture, neighbouring properties and significant remediation costs.
Traditional insurance starts when the claim is reported.
E2 Insurance starts when the incident begins.
The most expensive leak is the one nobody knows about.
The difference
Time changes the outcome.
Without early detection
- 1
Leak starts
- 2
Leak remains unnoticed
- 3
Water damage spreads
- 4
Customer discovers damage
- 5
Claim is reported
- 6
Remediation begins
Hours or days can pass before anyone reacts.
With E2 Insurance
- 1
Leak starts
- 2
Water detected
- 3
Customer alerted
- 4
Incident acknowledged
- 5
Action taken
Damage potentially limited
Minutes between detection and action.
E2 turns time into a risk-reduction tool.
How it works
Detect earlier. React faster. Reduce damage.
Step 1
Detect
Water is identified as soon as an incident occurs.
Step 2
Alert
The right people are notified automatically.
Step 3
React
The policyholder, assistance provider or maintenance team can intervene quickly.
Step 4
Document
Every incident and action can be recorded for operational follow-up and analysis.
Measurable prevention
Measure prevention through response time.
Time to Detect
How quickly the incident is identified.
Time to Acknowledge
How quickly someone confirms the alert.
Time to Resolve
How quickly the situation is brought under control.
Prevention becomes measurable when every incident has a timeline.
Insurance value
Turn prevention into measurable insurance value.
Reduce claim severity
Earlier detection can limit the extent of damage before intervention.
Reduce response time
Alerts are generated automatically instead of relying on someone eventually discovering the problem.
Improve customer experience
The insurer helps customers prevent damage instead of only compensating them afterwards.
Create actionable risk data
Generate structured information about incidents, response times and prevention performance.
Strengthen customer retention
Risk-prevention services can become a tangible benefit attached to home insurance products.
Differentiate insurance products
Offer customers a proactive service beyond traditional insurance coverage and pricing.
Incident traceability
From incident to resolution, every second is visible.
Every incident creates a complete, time-stamped audit trail — from first detection to final resolution.
Water detected — Kitchen
Incident #2481 · Sample event
Water detected under kitchen sink
Customer notified
Customer acknowledged alert
Assistance contacted
Action started
Incident resolved
Time to acknowledge
3 min
Time to resolution
32 min
Conceptual example for illustration — not real operational statistics.
Customer experience
Protection without complexity.
E2 Insurance is designed to operate automatically in the background. The policyholder does not need to understand or monitor technical infrastructure.
When something happens, the customer receives a simple, actionable alert.
E2 Home
Simple protection for the policyholder.
- Property protection status
- Active alerts
- Location of detected incidents
- Push notifications
- Incident acknowledgement
- Simple instructions
- Incident history
- Contact assistance
- Confirmation when the incident is resolved
The app exists for one reason: help the customer act quickly when something happens.
E2 Home
Home status
Protected
Water detected
Kitchen · Under sink · 14:32
Recommended action
Check the area immediately.
For the insurer
One view across the insured portfolio.
The E2 Insurance Control Center gives operational teams real-time visibility into every protected property and every active incident.
E2 Insurance Control Center
Protected properties
12,482
Active incidents
7
Average acknowledgement time
2m 18s
Resolved incidents this month
164
| Property | Incident type | Location | Detected | Acknowledged | Assistance | Status |
|---|---|---|---|---|---|---|
| Riga – Apartment 4B | Water detected | Kitchen | 08:42 | 08:45 | Not required | Resolved |
| Vilnius – House 12 | Water detected | Bathroom | 09:15 | 09:17 | Contacted | In progress |
| Tallinn – Apartment 7A | Water detected | Utility room | 10:03 | — | — | New |
| Kaunas – Townhouse 3 | Water detected | Under sink | 10:28 | 10:31 | Dispatched | Assistance contacted |
| Riga – Apartment 22C | Water detected | Boiler room | 11:05 | 11:06 | Not required | Acknowledged |
Riga – Apartment 4B
ResolvedWater detected · Kitchen · Detected 08:42
Vilnius – House 12
In progressWater detected · Bathroom · Detected 09:15
Tallinn – Apartment 7A
NewWater detected · Utility room · Detected 10:03
Kaunas – Townhouse 3
Assistance contactedWater detected · Under sink · Detected 10:28
Riga – Apartment 22C
AcknowledgedWater detected · Boiler room · Detected 11:05
All figures shown are conceptual UI examples, not real operational data.
Portfolio intelligence
Turn incidents into portfolio intelligence.
E2 Insurance can help insurers understand prevention performance across their portfolio — not just resolve individual incidents.
Number of protected properties
Number of detected incidents
Incident frequency
Average acknowledgement time
Average resolution time
Recurring incidents
Locations with repeated events
Unresolved alerts
Protection availability
Prevention performance over time
Individual alerts solve incidents. Portfolio intelligence helps insurers improve prevention strategy.
Optional — for intervention partners
Connect assistance directly to the incident.
E2 Assist can provide assistance operators or service providers with a focused view of incidents requiring intervention.
Insurers choose their own operational model — E2 does not require insurers to use E2 Assist.
E2 Assist — possible functions
- Assigned incidents
- Property information
- Incident location
- Detection time
- Customer status
- Actions required
- Intervention acknowledgement
- Incident closure
- Notes
Platform
One prevention platform. Three operational experiences.
E2 Home
For the policyholder
E2 Insurance Control Center
For the insurer
E2 Assist
For assistance and intervention partners
E2 connects detection, customer response, insurance operations and assistance into one measurable incident workflow.
Workflow
From detection to resolution.
E2 Insurance can adapt notification and escalation rules to each insurer's operating model.
Flexible operations
Your insurance workflow. Your rules.
E2 does not force insurers into a specific operating model. An incident can trigger different workflows.
Customer-first
Alert the policyholder immediately and escalate only if there is no response.
Assistance-first
Notify an assistance centre at the same time as the customer.
Service-provider escalation
Send selected incidents to an approved intervention partner.
Insurer-controlled
Route incidents through the insurer's own operational environment.
E2 adapts to the insurer — not the other way around.
Product opportunity
Make prevention part of the insurance product.
Model 1
Included protection
Offer E2 Insurance as part of selected home insurance policies.
Model 2
Premium protection
Offer it as an additional prevention service.
Model 3
High-risk properties
Deploy protection where the potential severity of water damage is particularly high.
Model 4
Portfolio prevention
Use E2 Insurance across selected customer segments to reduce overall exposure.
Model 5
White-label service
Deliver the service under the insurer's own brand.
Scenario modelling
Explore the potential economics of prevention.
Enter your own portfolio assumptions to model an illustrative scenario. No E2 assumptions are pre-loaded as facts.
Your assumptions
Your own assumption — not an E2 performance claim.
Illustrative scenario based on your inputs
Estimated annual water-damage claims
200
Estimated annual water-damage exposure
€600,000
Potential avoided loss based on your assumptions
€60,000
This calculator is provided for scenario modelling only. Results are based entirely on user-entered assumptions and do not represent guaranteed savings or E2 performance claims.
The business case
The equation is simple.
How much damage can be avoided by detecting an incident earlier?
For an insurer, even a relatively small reduction in average claim severity can create significant value when applied across a large insured portfolio.
E2 Insurance is designed to make prevention measurable.
Trust & governance
Built for trusted insurance operations.
Secure access
Role-based access to operational information.
Incident traceability
Events and operational actions can be recorded throughout the incident lifecycle.
Data protection
Designed with data protection and controlled access in mind.
Configurable data retention
Retention policies can be configured according to operational and regulatory requirements.
Operational visibility
Insurers can monitor service and protection availability.
Adaptability
Technology should adapt to insurance — not the other way around.
E2 Insurance can operate as an independent prevention service or integrate with existing insurance and assistance environments.
Deployment model
Your brand. Your customer relationship.
E2 Insurance can support a white-label deployment model: the insurer can offer the prevention service under its own brand while E2 provides the underlying prevention infrastructure.
Configurable elements
- Branding
- Customer communication
- Notification workflows
- Assistance processes
- Operational interfaces
FAQ
Water leak detection for insurance — common questions.
Insurance should not only pay for damage.
It should help prevent it.
E2 Insurance
Connected risk prevention for modern insurers.
Contact
Let's talk about insurance prevention.
Interested in exploring how connected prevention could support your insurance portfolio? Let's discuss it.
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